Are you a salaried individual wondering how to tackle your Income Tax Return (ITR)? Look no further! Filing your ITR-1 doesn't have to be daunting. At FilingWorld.in, our goal is to simplify compliance for everyone. This easy-to-follow, step-by-step guide will walk you through filing ITR-1 for salaried individuals, ensuring accuracy and peace of mind. Let's get started!
Who is ITR-1 (Sahaj) For?
ITR-1 is suitable for resident individuals (not ordinarily resident) whose total income is up to Rs. 50 lakh, derived from:
- Salary or Pension
- One House Property
- Other Sources (e.g., interest income)
- Agricultural income up to Rs. 5,000
Note: If you have income from capital gains, business/profession, or more than one house property, ITR-1 is not applicable.
Documents You'll Need
Before you begin, have these handy:
- PAN & Aadhaar Card
- Form 16 (from employer)
- Bank Statements (for interest income)
- Investment Proofs (for deductions like 80C, 80D)
- Form 26AS (to verify TDS)
Your Step-by-Step ITR-1 Filing Guide
The entire process takes place on the Income Tax e-filing portal (incometax.gov.in). Follow these simple steps:
- Login/Register: Access the portal using your PAN/Aadhaar. If you're a new user, register first.
- Select AY & ITR Form: Choose the relevant Assessment Year (e.g., AY 2024-25) and select 'ITR-1'. Opt for the 'Online' filing mode.
- Review Pre-filled Data: The system auto-populates much of your data from Form 16 and other sources. Carefully check all personal details and income figures.
- Verify Income & Claim Deductions:
- Salary/Pension: Cross-check with Form 16.
- House Property/Other Sources: Enter details accurately.
- Deductions: Input eligible deductions under Chapter VI-A (e.g., 80C, 80D). Ensure you have supporting proofs.
- Tax Calculation & Payment/Refund: The portal calculates your tax liability. If tax is due, pay it online. If a refund is expected, ensure your bank details are correct.
- Preview, Submit & E-Verify: Thoroughly review your entire return for accuracy. Once satisfied, submit it. Crucially, e-verify your return within 30 days using options like Aadhaar OTP, Net Banking, etc., to complete the process.
Filing your ITR-1 is straightforward when you know the steps. By following this guide, you can ensure a smooth and compliant tax filing experience. Remember, timely and accurate filing is essential. For further assistance or business compliance needs, FilingWorld.in is always here to help!